Ryan Ploung

President, Founder | NMLS: 309431

2600 Michelson Drive, Suite 1450
Irvine, CA 92612


Whether you're buying, selling, refinancing, or building your dream home, you have a lot riding on your loan specialist. Since market conditions and mortgage programs change frequently, you need to make sure you're dealing with a top professional who is able to give you quick and accurate financial advice. I have the expertise and knowledge you need to explore the many financing options available.

Ensuring that you make the right choice for you and your family is my ultimate goal. And I am committed to providing my customers with mortgage services that exceed their expectations. I hope you'll browse my website, check out the different loan programs I have available, use my decision-making tools and calculators, and apply for a loan in just four easy steps with the short form Application.

After you've applied, I'll call you to discuss the details of your loan, or you may choose to set up an appointment with me using my online form. As always, you may contact me anytime by phone, fax or email for personalized service and expert advice.

First Time Home Buyer

As a seasoned mortgage loan officer with a strong commitment to serving the diverse needs of homebuyers, I take pride in offering a comprehensive range of loan solutions tailored to your specific requirements. With years of experience in the industry, I am well-equipped to guide you through the intricacies of securing a mortgage that aligns with your financial goals.

At Nations Mortgage Bank, I am dedicated to providing a personalized approach to mortgage lending, ensuring that each client receives the attention and expertise needed to navigate the process with confidence. Whether you are exploring FHA, VA, USDA, Jumbo, Conventional, or Reverse Mortgage options, I am here to demystify the complexities and offer guidance every step of the way.

In addition to our wide array of loan products, I am particularly passionate about assisting first-time homebuyers in achieving their dreams of homeownership. Understanding the unique challenges and concerns that can accompany this milestone, I am committed to offering specialized First Time Home Buyer Loans that provide accessible pathways to purchasing your first home.

Moreover, I am well-versed in the nuances of refinance programs, including FHA Streamline, FHA Cash Out, VA Streamline, and Conventional refinancing, among others. Whether you are seeking to lower your monthly payments, tap into your homes equity, or explore alternative financing options, I am dedicated to exploring the most suitable refinance program for your individual circumstances.

Beyond traditional loan options, I am pleased to offer a diverse range of additional products and programs, catering to self-employed individuals, investors, and those in need of down payment assistance. Whether you are considering a renovation project, exploring 100% financing, or require specialized lending solutions, I possess the expertise to guide you through the array of possibilities and find the ideal fit for your needs.

In essence, my goal is to make the mortgage process as seamless and transparent as possible, empowering you to navigate the complexities of lending with ease and confidence. By leveraging my extensive knowledge and dedication to exceptional customer service, I am committed to being your trusted partner on the journey toward homeownership.

Ryan Ploung picture
Ryan Ploung picture

Ryan Ploung

President, Founder

Nation's Mortgage Bank | NMLS: 309431

Getting started is Quick & Easy

If you have any questions, I’m here for you

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